Social health insurance, it means to require the workforce to contribute a certain percentage of their income to fund healthcare for the whole population.
Does “Social Health Insurance”, can fulfil the following criteria?
Financial stability and sustainability: Is the supplementary financing option able to ensure stable financing for the sustainable development of the healthcare system?
Accessibility of healthcare: Do you want your contribution to provide you with better access to healthcare?
Pooling and sharing of risk: Do you want your financial risk arising from illnesses to be pooled or shared out with others?
Wealth re-distribution: How far do you think supplementary financing should further require those with higher income to pay more for healthcare subsidising those with lower income?
Choice of services: Is the supplementary financing option able to bring about more choice of personalized healthcare services tailored to your own preferences?
Market competition and efficiency: Is the supplementary financing able to bring about a market system that drives competition among healthcare providers and enhance price transparency, quality, efficiency and cost‐effectiveness of healthcare services?
Utilisation and cost control: Does the supplementary financing arrangement induce the excessive use and lead to ever more costly healthcare for the community as a whole?
Overhead cost: How expensive is the supplementary financing option’s overhead costs?